I was told by the licensed agent that my application probably would not be accepted, because I answered yes to taking blood pressure medication. Although I answered no to the other 719 questions, my yes to BP meds will do me in. To get medicare you have to be 65, I'm pushing toward 80. I only know one person my era who doesn't take any meds, and he never went to a doctor. Perplexed by her warning, I consulted Dr. Google. He told me that this major health insurer, along with their competition, were reeling under the cost of medical care and the aging demographic. That I can understand, but then why all the advertising? I would like to move to the zip code where the elderly live in perfect health, with no medication.
Thank you John Fetterman for being a front man to end the shutdown. I know that the Democrats wanted to extend the health subsidies, but the consequences of the shutdown were outweighing their good intentions. As a blogger, I'm submitted to irrational partisans who put winning above everything else. They create so much tension that we need a national prescription for political centrists.
I'm not here to be polite or popular
mj adams
ReplyDeleteGood intentions on the part of the Democrats?
The ACA, Obamacare/National RomneyCare, is working precisely as designed…a profit center, NOT a care center. It’s been a sop for Big Insurance since jump street. Have some people benefited?
Sure.
Some have.
It’s an unsustainable system with winners and losers.
“If you like your doctor you can keep your doctor.”
“Your premiums and your copayments will be reduced.”
“The average person will save $2,000 per year.”
As the Biden term was running down somewhere approaching 30 million Americans had zero health insurance and millions more were effectively denied access to healthcare by draconian co-payments on top of high premiums.
The Dem angst is yet another performance piece.
The current situation is bad political theater.
Let us not forget the "Guaranteed Acceptance" life insurance policies for insurance that doesn't pay if you don't live for at least three years after you start paying the premiums
ReplyDeleteWhen I started my last job, I signed up for the company plan for me and my wife. She passed away a year later and when I filed for her insurance, the company informed me that she didn't live long enough. So they cancelled my policy and issued me a refund of the premiums I paid in.
They don't tell you about such details when you sign up however.
It’s hard to believe that you have a blood pressure problem. Your recent posts seem so rational.
ReplyDeleteMy prescription for you?
Go outside and get some exercise in the beautiful Allentown park system. Surely nothing there that would make your blood pressure go up.
We have seen escalating costs of health care that are no longer appropriate compared to incomes of most Americans. If all health care would be self pay, it would collapse the entire industry. That is a symptom that something is wrong.
ReplyDeleteAll the new Government programs since the 1960's have not remedied the situation. It is reported that healthcare is now the biggest at 18% of GDP, another symptom of something amiss.
Insurance by employers, government financed, all third party payers can only lead to increased costs. government enforced schemes to cut costs have not worked, just shifted costs around.
Only real market forces and an effort to reduce costs to providers will ever make a difference.
As for advertising, they are spending lots of money to recruit more people and as you have revealed, those who may need little actual care.
Would the current administration have more use for Obamacare, if they rename it Trumpcare?
ReplyDeleteBoth health networks locally, seem to have more enthusiasm for increasing their real estate portfolios, than accommodating patients. Everywhere you go there is dueling LVHN vs St. Lukes buildings.
"Medicare Advantage".. the biggest scam in all history.. The worse part it is costing Medicare more then it would if there were no such plans. I've chosen years ago for plain old Medicare plus a supplemental policy that fully covers the other 20% (under plan F).
ReplyDeleteI've only come out behind (with what they paid out) 3 years out of 12. Always first class treatment plus my COPD meds for my nebulizer are fully covered. Heaven help us if Trump and Republicans have their way and privatize Medicare and the ACA. It would only get worse. That's not "opinion", it's FACT.
As far as my Part D it sucks. I now have a $560 deductible before they even begin to partially cover any other meds.
Curiously there doesn’t seem to be any over abundance of hospital facilities in S.W. Florida.
ReplyDelete